Funding pathways

Financing your productivity investment

Productivity projects can be financed through several routes: bank equipment loans, leasing, vendor financing, government programs, and tax measures. Our plans are built to support any lender’s review.

Equipment loansLeasingVendor financingGovernment programsTax measures

We prepare the productivity plan and business case that supports a financing application.

One financing example

Productivity and digitally enabled equipment

Federal programs such as BDC’s LIFT (Productivity and digitally enabled equipment) offer preferential-rate financing for eligible businesses.

Program-specific revenue and sector eligibility criteria apply. Confirm current requirements with the lender.
Loans of $350K to $5M.
Up to 12-year amortization, with up to 2 years of deferred capital payments.
An up-to-date productivity plan is required.
Preferential rates apply when technology is sourced from Canadian suppliers or integrators.
Financing is subject to the lender’s approval.

Specified sectors

Manufacturing
Transport and warehousing
Wholesale
Construction
Agriculture, forestry, fishing and hunting
Architectural, engineering and related services
Mining, quarrying, and oil and gas extraction

Learn more at BDC.ca

Your next step

Start with an investment case that stands up to review.

We bring the operating objectives, equipment choice, total cost and implementation plan together so you can have a clearer conversation with your lender.

Book a productivity assessment